A cookie is a small file and holds a certain amount of data, which our website can send to your browser. It may then be stored on your computer's hard drive and can be accessed by our web server. This cookie data can then be retrieved and can allow us to customise our web pages and services accordingly. It's important to clarify that cookies do not collect any personal data stored on your hard drive or computer.

To find out more about cookies, visit this site.

Our cookies fall into five main types: 

Strictly Necessary Cookies
These cookies are essential in order to enable you to move around the website and use its features, and ensuring the security of your experience. Without these cookies services you have asked for, such as applying for products and managing your accounts, cannot be provided. These cookies don’t gather information about you for the purposes of marketing.

Performance Cookies
These cookies are used to improve our website experience and evaluate & optimise performance of our media and advertising. By using our website you agree that we can place these types of cookies on your device, however you can block these cookies using your browser settings. 

Functionality Cookies
These cookies are used to enable the website to remember choices you make (such as your username). The information these cookies collect is anonymised (i.e. it does not contain your name, address etc.) and they do not track your browsing activity across other websites. By using our websites you agree that we can place these types of cookies on your device, however you can block these cookies using your browser settings. 

Targeting Cookies
These cookies collect several pieces of information about your browsing habits. They remember that you have visited a website and this information is shared with other organisations such as media publishers. These organisations do this in order to provide you with targeted adverts more relevant to you and your interests.

Third Party Cookies
These cookies are used where we have content embedded from third-party sites (such as Facebook and Youtube). The contents and lifespan of these cookies are not under our control. Please visit these sites for further information on their privacy and cookie policies.

How to disable cookies

If you would prefer not to receive any cookies from us, you can configure your browser to reject them. Where your browser is configured to accept cookies we shall take this as consent to use cookies as outlined on this page. Please note that blocking cookies may result in parts of our website no longer functioning properly for you.